Sponsored LTC Insurance

Recognizing the need for employer-based long-term care solutions, AWB has partnered with LTCA, a trusted Pacific NW resource offering policies from the country's strongest insurers for more than 40 years. 

Inquire today and receive a free guide to Worksite LTC Insurance, containing 6 benefits for you and your employees. There’s absolutely no obligation. 

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1.

EXCLUSIVE DISCOUNTS

When long-term care insurance is offered through the worksite to a minimum number of employees, many insurers will reduce premiums by five percent or more. These allowances are permanent—and portable—and can save a policyholder thousands of dollars over the life of their policy.

2.

TAX SAVINGS

Qualified LTC insurance premiums paid by an employer on behalf of an employee may be 100% deductible as a business expense. These amounts are not income to the employee, who also receives policy benefits tax-free. Employers may “carve-out” and reward a class of employees by title, tenure or salary.

4.

EMPLOYEE RETENTION

Even though LTC insurance is a highly-desired workplace benefit, it is easy to implement on a low-cost basis. By serving as a conduit to vetted information about a top employee concern, employers improve recruitment and loyalty. Best of all, companies protect their investment by minimizing absenteeism and encouraging productivity.

3.

EASED UNDERWRITING

When LTC insurance is offered at work to a minimum number of participants, many insurers will relax the underwriting standards used to screen applicants. Not only can such “simplified” underwriting result in less paperwork and faster decisions, it can also mean the difference to some employees who might not otherwise qualify. 

For over 40 years LTCA has been recognized as one of the country's leading distributors of LTC funding solutions.

Serving both NAHU (National Association of Health Underwriters) and SOA (Society of Actuaries) over the years, LTCA is a frequent guest on the national stage speaking and writing about long-term care.

As the endorsed program vendor for AWB members, we are reminded of our proudest achievement: helping our policyholders collect at claim time.

About Us

"We don't sell you insurance.  We help you build a plan that's right for your company.  And when you're ready, we'll be right beside you to put it in place."

Gary Forman
Senior Vice President  | LTCA, Inc.

Copyright 2017 LTCA, Inc.

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LTCA never sells or shares your personal information with anyone not associated with fulfilling this request.  An LTCA agent may contact you to confirm health qualification and rate information. 

Questions?  Call AWB
1-866-448-9577

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